• Kumasi Ghana
  • info@pacificsavingsandloansltdgh.com
  • Office Hours: 8:00 AM – 5:00 PM
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Vision

To provide a cheaper, expedient and responsive access of choice to financial solutions by engineering innovative products and savings mobilization measures that meet and exceed the special needs of the under-banked.

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Mission

To promote alternative access of choice to the under-banked public by providing a wide range of services to individuals and sectors of the economy that have hitherto lacked access to attention from the traditional banks

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Core Value

We are driven by principles that guide everything we do. Our core values reflect our commitment to delivering the best service and maintaining the highest standards. Core values are Integrity, Accountability, Diligence, Perseverance, and Discipline.

Who we are

Pacific Savings and Loans PLC (PSL)

PSL is a financial institution licensed by the Bank of Ghana in accordance with Non-Bank Financial Institution Act, 2008 (Act 774) as amended to the Banks and Specialized Deposit-Taking Institutions Act, 2016 (ACT 930) to fully operate as a Savings and Loans Company since February 2004. PSL prides itself in providing financial services to its valued customers – well tailored banking products and services supported by strong management and dedicated staff. PSL currently has 6 branches in Kumasi and Accra.

  • Why work with us?

    We understand your challenges. We therefore commit to protecting your deposits, offering quality customer service and delivering stress-free access to credit.

  • Quick Support

    We are readily available via any of our contact channels or at our branches to respond to your enquiries and complaints. We Listen and Perform!

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Our SERVICES

We offer financial services such as Savings, Loans and Investments

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Savings

We offer personalized financial planning services to help you manage your money, set long-term goals, and secure your financial future.

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Investments

We offer expert investment guidance and services such as interest-bearing susu account, helping you grow your wealth by making informed decisions.

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Loans

We offer flexible loan solutions designed to meet your financial needs, whether for personal or business growth.

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OUR PRODUCTS

Take a Look at Our Products

Current Account

A minimum initial deposit of GH¢ 20.00 required, with easy loans, SMS alerts, cash collection, and unrestricted withdrawals.

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Pacific Susu Acount

A minimum initial deposit of GH¢ 5.00, with daily cash collection, easy susu loans at low interest, SMS alerts, and unrestricted withdrawals

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Micro Group Loans

For groups of 3 to 10 members, low interest rates on group loans, and quick processing time

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Fixed Deposit

Earn interest on fixed deposits with terms of 3, 6, or 12 months. Secure deposits, simple account setup, and FD certificate issued.

04 Read More
More Products

Our Partners

Clients
Clients
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Team Members

Meet our experts

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Mr. Seth Owusu-Brobbey

Managing Director
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Ms. Barbara Osei-Kumi

Area Manager - Northern Sector
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Ms. Awura Adwoa Osei-Kumi

Area Manager - Southern Sector

My name is Abena Tiwaa, and I am a trader in clothing materials at Okaishie, Accra. I have worked with Pacific Savings and Loans for 10 years and I must say they are a good business company to work with. With their support, I have been able to expand my business. Their customer service is also impressive.

Author

Abena Tiwaa

Trader, Okaishie

Since I joined Pacific Savings and Loans in 2019, I have benefited from the low interest rates on their loans. The processing time is also very fast, helping me to beat the deadlines for clearing payments for my goods.

Author

Daniel Lomotey

Spare parts dealer, Abossey Oka

I have operated a savings /susu account at Pacific Savings and Loans for 19 years. With Pacific, I am always assured of the safety of my deposits. Their service at the branch is very quick. I will always recommend Pacific to everyone who wants a reliable financial institution.

Author

Grace Owusu

Trader, Kejetia

I have been a customer of Pacific for over five years, and I couldn't be happier with the service I've received. From the moment I opened my account, the staff has been incredibly helpful and attentive to my needs. Whether it's managing my savings, applying for a loan, or simply getting advice on financial planning, Pacific has always been there for me.

Author

Aseda Nyame

Business man, Adum

Overall, Pacific Savings and Loans has exceeded my expectations in every way. I highly recommend them to anyone looking for a reliable and customer-focused banking experience."

Author

Makafi

Owner MAKAFI Ent, Agbogbloshie

Testimonials

What our customers say about us

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FAQs

What are your operating hours?

Our branches are open from 8:30am to 4:00pm, Monday to Friday. Kumasi Main (Adum) and Abossey Okai branches open on Saturday from 9am to 1pm

How can I open an account?

Easy! You can open an account by visiting any of our branches with a valid ID (Ghana Card) Passport picture and proof of address, or you can call 0322041050/0322041051 for assistance.

What types of loans do you offer?

We offer personal loans, business loans, salary loans, micro group loans, funeral loans, etc.

How do I apply for a loan?

To apply for a loan facility you can visit any of our branches or you can call our helpdesk at 0322041050/0322041051